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EPL underwriter call · management liability

Private prep sheet · executive underwriter · EPL + AI mistakes · noindex

Win = SOW + invoice tonight ($3,500 Assessment) OR dated next step with product/actuarial.
Not win = "Great conversation." · One-liner: Independent receipts for what AI decided and refused — verify without trusting us.

Tabs — hard refresh each (Ctrl+Shift+R)

5 min before call: open /health once · Packet PDFs in sales/ folder

Buyer profile

  • Healthcare D&O, EPL, regulatory exposure
  • Beazley, Coalition, CNA, Chubb — appetite & guidelines
  • Signal: EPL + AI mistakes as 2026 trend

Offer

  • Primary: $3,500 Assessment · 10 days · hiring/EPL · verify + FRE 707 memo
  • Upsell: $8k–15k AmTrust pilot · healthcare EPL + AI attestation

20-min flow

0–2 min · Their problem
"When a claim says 'the algorithm did X,' what evidence would you need that isn't just the insured's internal logs?"

Listen. EPL, appetite, AI exposure.

2–8 min · Demo (Hiring only)

Tab ① → Steps 1–4 · Hiring + Safe · Send → Lock Policy → Copy receipt

"You don't trust us — verify the signature yourself. We prove refusals and silence, not just chat logs."
8–10 min · Verify

Tab ② → paste JSON → ✓ 9/9 RECEIPT VERIFIED

"Runs in your browser. We can't change green checks. That's the independence EPL disputes need."
10–14 min · Bridge to insurance
"You can't price AI EPL without behavioral proof. Velaru is the measurement layer — tamper-evident, third-party verifiable. When the fight is what the system decided and when, this is the artifact."

Ask: "What would AmTrust need before appetite — pilot, actuarial feed, attestation format?"

14–20 min · Close
Primary: "Can I send the Assessment SOW and invoice tonight?"
Intro: "Who owns AI liability / product — intro this week?"
Calendar: "Tuesday or Thursday follow-up with actuarial — which date?"

Objections

"We have logs."Not independent — counsel challenges custody. Verify without trusting insured or us.
"No budget."$3,500 fixed — less than one day outside counsel on AI EPL claim.
"Send info."PDF + SOW + invoice tonight — something to route internally.
"Build vs buy."They can't be structurally independent of themselves.
"Production?"Live persistent storage + public verify. Multi-tenant is roadmap.

Do / Don't

  • ✓ EPL + AI mistakes + independent verify
  • ✓ Ask what evidence AmTrust needs before appetite
  • ✓ Send packet same night if any interest
  • ✗ 49 verticals · Silence demo · Peter/Munich Re
  • ✗ Leave without dated next step

After call (2 hr)

  • Thank-you + Assessment PDF + SOW + Invoice
  • If yes: fill client name, send for signature
  • If stall: calendar specific date — not "touch base"