{"book_asymmetry_distribution":[],"carrier_id":null,"cross_platform_entries":[],"disclaimer":"Anonymized behavioral signals \u2014 not filed loss development. For actuarial correlation study with carrier loss triangles.","entry_count":0,"generated_at":"2026-08-11T01:11:12.701701Z","insurance_lines":["Accountant malpractice","E&O"],"schema_version":"velaru-galactic-actuarial-1.0","tam_note":"CPA firms \u00b7 AI in audit exploding","vertical_key":"accounting","vertical_name":"Accounting / PCAOB / CPA"}