{"book_asymmetry_distribution":[],"carrier_id":null,"cross_platform_entries":[],"disclaimer":"Anonymized behavioral signals \u2014 not filed loss development. For actuarial correlation study with carrier loss triangles.","entry_count":0,"generated_at":"2026-08-11T01:12:05.344217Z","insurance_lines":["Cyber","E&O","Merchant liability"],"schema_version":"velaru-galactic-actuarial-1.0","tam_note":"16,000+ Stripe platforms \u00b7 agentic commerce = next payments rail","vertical_key":"agentic_commerce","vertical_name":"Agentic Commerce"}