{"book_asymmetry_distribution":[],"carrier_id":null,"cross_platform_entries":[],"disclaimer":"Anonymized behavioral signals \u2014 not filed loss development. For actuarial correlation study with carrier loss triangles.","entry_count":0,"generated_at":"2026-08-11T02:31:59.399988Z","insurance_lines":["Municipal liability","Social services E&O"],"schema_version":"velaru-galactic-actuarial-1.0","tam_note":"400K+ children in foster care US \u00b7 AFST-style tools nationwide","vertical_key":"child_welfare","vertical_name":"Child Welfare / Foster Care"}