{"book_asymmetry_distribution":[],"carrier_id":null,"cross_platform_entries":[],"disclaimer":"Anonymized behavioral signals \u2014 not filed loss development. For actuarial correlation study with carrier loss triangles.","entry_count":0,"generated_at":"2026-08-11T02:52:26.327404Z","insurance_lines":["E&O","Cyber","Sector liability"],"schema_version":"velaru-galactic-actuarial-1.0","tam_note":"$20B US death care","vertical_key":"funeral_services","vertical_name":"Funeral / Death Care AI"}