{"book_asymmetry_distribution":[],"carrier_id":null,"cross_platform_entries":[],"disclaimer":"Anonymized behavioral signals \u2014 not filed loss development. For actuarial correlation study with carrier loss triangles.","entry_count":0,"generated_at":"2026-08-11T01:16:18.152578Z","insurance_lines":["Legal malpractice","Cyber"],"schema_version":"velaru-galactic-actuarial-1.0","tam_note":"$50B+ legal tech \u00b7 malpractice insurers tightening AI exclusions","vertical_key":"legal","vertical_name":"Legal / Law Firms"}