{"book_asymmetry_distribution":[],"carrier_id":null,"cross_platform_entries":[],"disclaimer":"Anonymized behavioral signals \u2014 not filed loss development. For actuarial correlation study with carrier loss triangles.","entry_count":0,"generated_at":"2026-08-11T01:15:01.813549Z","insurance_lines":["Platform liability","D&O","Cyber"],"schema_version":"velaru-galactic-actuarial-1.0","tam_note":"$200B+ social platform revenue \u00b7 child safety = existential regulatory risk","vertical_key":"minor_safety","vertical_name":"Minor Safety / Platform Child Protection"}