{"book_asymmetry_distribution":[],"carrier_id":null,"cross_platform_entries":[],"disclaimer":"Anonymized behavioral signals \u2014 not filed loss development. For actuarial correlation study with carrier loss triangles.","entry_count":0,"generated_at":"2026-08-11T01:11:54.065400Z","insurance_lines":["Landlord liability","Fair housing E&O"],"schema_version":"velaru-galactic-actuarial-1.0","tam_note":"44M US renter households \u00b7 algorithmic screening litigation","vertical_key":"tenant_screening","vertical_name":"AI Tenant Screening / Fair Housing"}