{"book_asymmetry_distribution":[],"carrier_id":null,"cross_platform_entries":[],"disclaimer":"Anonymized behavioral signals \u2014 not filed loss development. For actuarial correlation study with carrier loss triangles.","entry_count":0,"generated_at":"2026-08-11T02:31:58.274823Z","insurance_lines":["E&O","Cyber","Sector liability"],"schema_version":"velaru-galactic-actuarial-1.0","tam_note":"Global Union / Grievance AI market","vertical_key":"union_grievance","vertical_name":"Union / Grievance AI"}