VELARU GALACTIC EXHIBIT PACK — COMPANION AI
Jurisdiction: Switzerland (ch)
Modality: Text / Chat
Program: Velaru Companion AI · Switzerland (galactic_companion_ch)
Product ID: companion:ch:bundle:text
Vertical: companion
Generated: 2026-08-14T16:03:02.032297Z
Authority: Switzerland FINMA AI Pack — Companion AI Crisis + Harm Audit Pack
Deadline: FADP revised + FINMA AI expectations
Velaru verify: https://velaru.onrender.com/verify

EXHIBIT A — AI INVENTORY
[
  {
    "named_entity": "Velari",
    "slug": "velari",
    "ai_use_case": "AI-assisted Companion AI decisions",
    "vertical": "companion",
    "risk_tier": "elevated",
    "external_validation": "Velaru independent receipt verification",
    "handler_receipt_lock": "https://velaru.onrender.com/r/4c58eac890bfd031ce2189de5a1ca9ea292a0c837f5f535daf164aef34f31e53",
    "compliance_state": "grace_period",
    "asymmetry_grade": "A",
    "found_scripture_export": "https://velaru.onrender.com/bundle/pre-dispute/d8fb129c0c0c78d05256/export.txt",
    "diligence_url": "https://velaru.onrender.com/diligence/velari"
  },
  {
    "named_entity": "LinkAudit Test",
    "slug": "linkaudit-test",
    "ai_use_case": "AI-assisted Companion AI decisions",
    "vertical": "companion",
    "risk_tier": "elevated",
    "external_validation": "Velaru independent receipt verification",
    "handler_receipt_lock": "https://velaru.onrender.com/r/58ddedd1974156453bc55daef6a9857d8570d56388becbb2a80bf5bac76b771b",
    "compliance_state": "grace_period",
    "asymmetry_grade": "A",
    "found_scripture_export": "https://velaru.onrender.com/bundle/pre-dispute/78aa6e3f3a84cf1a88c0/export.txt",
    "diligence_url": "https://velaru.onrender.com/diligence/linkaudit-test"
  },
  {
    "named_entity": "Link Audit Co",
    "slug": "link-audit-co",
    "ai_use_case": "AI-assisted Companion AI decisions",
    "vertical": "companion",
    "risk_tier": "elevated",
    "external_validation": "Velaru independent receipt verification",
    "handler_receipt_lock": "https://velaru.onrender.com/r/d00533b7b6c0495802b4250abd5c29f60bd9f2ad3fb141bba2d9a5afee5f5542",
    "compliance_state": "grace_period",
    "asymmetry_grade": "A",
    "found_scripture_export": "https://velaru.onrender.com/bundle/pre-dispute/fea572f3996c4b963779/export.txt",
    "diligence_url": "https://velaru.onrender.com/diligence/link-audit-co"
  }
]

EXHIBIT B — GOVERNANCE FRAMEWORK
{
  "framework": "Velaru Mandate Registry \u2014 Companion AI",
  "exhibit_authority": "Switzerland FINMA AI Pack \u2014 Companion AI Crisis + Harm Audit Pack",
  "regulatory_frameworks": [
    "EU AI Act Article 9",
    "DSA",
    "FTC Section 5",
    "Revised FADP",
    "FINMA AI guidance",
    "Swiss AI policy"
  ],
  "standards_alignment": [
    "POSS-2",
    "DRP-1",
    "TCB",
    "FRE 707 pre-compliance",
    "ISO 42001"
  ],
  "human_oversight": "serve companion AI response",
  "third_party_verification": "https://velaru.onrender.com/verify (operator-independent)",
  "data_lineage": "Hash-chained Ed25519 receipts; optional RFC3161 + external anchor",
  "mirror_trap": "Platforms log chats internally \u2014 plaintiffs challenge chain of custody. Independent verify changes discovery. \u00b7 Swiss reinsurance hub \u2014 Munich Re, Swiss Re need asymmetry data with Swiss privacy compliance.",
  "chain_integrity": {
    "depth": 226,
    "invariant_holds": true
  }
}

EXHIBIT D — DATA INPUTS & VALIDATION
{
  "data_validation_method": "Cryptographic receipt per AI decision; public verify without trusting deployer, vendor, or Velaru operator",
  "bias_testing_proxy": "Asymmetry score from live chain signals",
  "model_change_control": "Policy lock registry \u2014 criteria hash frozen pre-dispute",
  "logging_retention": "90-day pre-dispute window minimum; permanent verify permalinks",
  "external_validator": "Nisaba LLC / Velaru",
  "validator_independence": "Client-side Ed25519 verify; BYOK tri-receipt optional",
  "headline_stat": "Character.AI litigation \u2014 prove what AI said AND what AI refused to escalate",
  "global_leaders_addressed": [
    "Character.AI",
    "Replika",
    "OpenAI",
    "FTC",
    "988 Lifeline",
    "FINMA",
    "Swiss Re",
    "Munich Re"
  ]
}

MIRROR TRAP (regulatory insight)
Platforms log chats internally — plaintiffs challenge chain of custody. Independent verify changes discovery. · Swiss reinsurance hub — Munich Re, Swiss Re need asymmetry data with Swiss privacy compliance.

NERVE CARDS — WHY GLOBAL LEADERS CARE
[
  {
    "title": "988 escalation",
    "body": "CRISIS receipt proves escalation path offered \u2014 or documents failure to escalate.",
    "source": "vertical"
  },
  {
    "title": "Minor users",
    "body": "COPPA + companion AI \u2014 age gate receipt required.",
    "source": "vertical"
  },
  {
    "title": "FTC \u00a75",
    "body": "Unfair practice: AI encouraging self-harm without reasonable safety measures.",
    "source": "vertical"
  },
  {
    "title": "[Switzerland] Reinsurance capital",
    "body": "Geneva/Zurich reinsurers price AI risk \u2014 actuarial feed jurisdiction-scoped.",
    "source": "jurisdiction"
  },
  {
    "title": "[Switzerland] Banking secrecy",
    "body": "Swiss bank AI \u2014 FINMA documentation expectations exceed EU for trading AI.",
    "source": "jurisdiction"
  },
  {
    "title": "[Text / Chat] Modality hook",
    "body": "Baseline \u2014 all frameworks apply to text decisions.",
    "source": "modality"
  }
]

BOOK SUMMARY: {
  "total_insureds": 3,
  "compliant": 0,
  "grace_period": 3,
  "non_compliant": 0,
  "expired": 0,
  "not_enrolled": 0,
  "compliant_pct": 0.0
}

TAM / EXPOSURE: Companion AI users 100M+ · wrongful death suits filed 2024-2026
INSURANCE LINES: Platform liability, Wrongful death, Product liability

DISCLAIMER: External validation evidence pack — not legal advice, not filed rate approval.