VELARU GALACTIC EXHIBIT PACK — DISABILITY DETERMINATION AI
Jurisdiction: United States (Federal) (us_federal)
Modality: Text / Chat
Program: Velaru Disability Determination AI · United States (Federal) (galactic_disability_determination_us_federal)
Product ID: disability_determination:us_federal:bundle:text
Vertical: disability_determination
Generated: 2026-08-11T02:36:19.517738Z
Authority: US Federal Exhibit — Disability Determination AI External Validation Pack
Deadline: EU AI Act + sector regulator
Velaru verify: https://velaru.onrender.com/verify

EXHIBIT A — AI INVENTORY
[]

EXHIBIT B — GOVERNANCE FRAMEWORK
{
  "framework": "Velaru Mandate Registry \u2014 Disability Determination AI",
  "exhibit_authority": "US Federal Exhibit \u2014 Disability Determination AI External Validation Pack",
  "regulatory_frameworks": [
    "APA Section 706",
    "SSA regulations",
    "Due Process Clause",
    "FTC Act \u00a75",
    "EEOC Title VII",
    "NAIC Model Bulletin",
    "EO 14179 AI policy"
  ],
  "standards_alignment": [
    "POSS-2",
    "DRP-1",
    "TCB",
    "FRE 707 pre-compliance",
    "ISO 42001"
  ],
  "human_oversight": "execute Disability Determination AI AI decision",
  "third_party_verification": "https://velaru.onrender.com/verify (operator-independent)",
  "data_lineage": "Hash-chained Ed25519 receipts; optional RFC3161 + external anchor",
  "mirror_trap": "Niche Disability Determination AI deployer owns AI harm \u2014 vertical SaaS vendor owns liability cap. \u00b7 Federal agencies disagree on AI approach \u2014 but examiners agree internal logs are insufficient.",
  "chain_integrity": {
    "depth": 39,
    "invariant_holds": true
  }
}

EXHIBIT D — DATA INPUTS & VALIDATION
{
  "data_validation_method": "Cryptographic receipt per AI decision; public verify without trusting deployer, vendor, or Velaru operator",
  "bias_testing_proxy": "Asymmetry score from live chain signals",
  "model_change_control": "Policy lock registry \u2014 criteria hash frozen pre-dispute",
  "logging_retention": "90-day pre-dispute window minimum; permanent verify permalinks",
  "external_validator": "Nisaba LLC / Velaru",
  "validator_independence": "Client-side Ed25519 verify; BYOK tri-receipt optional",
  "headline_stat": "Disability Determination AI \u2014 AI decision audit trail required for liability defense",
  "global_leaders_addressed": [
    "Sector regulators",
    "Vertical SaaS platforms",
    "NAIC",
    "FTC",
    "EEOC",
    "CFPB",
    "NIST"
  ]
}

MIRROR TRAP (regulatory insight)
Niche Disability Determination AI deployer owns AI harm — vertical SaaS vendor owns liability cap. · Federal agencies disagree on AI approach — but examiners agree internal logs are insufficient.

NERVE CARDS — WHY GLOBAL LEADERS CARE
[
  {
    "title": "Niche litigation",
    "body": "Disability Determination AI plaintiffs challenge AI decision without independent verify.",
    "source": "vertical"
  },
  {
    "title": "Insurance bind",
    "body": "Sector insurers asking AI governance questions on Disability Determination AI accounts.",
    "source": "vertical"
  },
  {
    "title": "[United States (Federal)] Agency pincer",
    "body": "FTC, CFPB, EEOC, and DOJ all active on AI \u2014 one receipt chain satisfies cross-agency discovery.",
    "source": "jurisdiction"
  },
  {
    "title": "[United States (Federal)] Federal preemption fight",
    "body": "State laws filling void \u2014 multistate operators need jurisdiction-tagged receipts.",
    "source": "jurisdiction"
  },
  {
    "title": "[Text / Chat] Modality hook",
    "body": "Baseline \u2014 all frameworks apply to text decisions.",
    "source": "modality"
  }
]

BOOK SUMMARY: {
  "total_insureds": 0,
  "compliant": 0,
  "grace_period": 0,
  "non_compliant": 0,
  "expired": 0,
  "not_enrolled": 0,
  "compliant_pct": 0.0
}

TAM / EXPOSURE: Global Disability Determination AI market
INSURANCE LINES: E&O, Cyber, Sector liability

DISCLAIMER: External validation evidence pack — not legal advice, not filed rate approval.