← Mandate Registry · 7 mandate layers · algorithmic_trading
financial · SEC Reg SCI · CFTC Reg AT · MiFID II RTS 6
Algorithmic Trading
Kill switch override without receipt = market manipulation inference
—SEC Reg SCI + CFTC Reg AT examination cycle
Regulatory exposure — commonly overlooked:
HFT firms prove latency — cannot prove why algo traded at flash crash moment. · Annex III high-risk list covers 8 domains — one vertical per domain minimum for compliance.
Flash crash reconstruction
SEC asks decision path in 48h — internal logs challenged as editable.
Reg AT
CFTC algorithm registration requires change control — Velaru is change control receipt.
MiFID II RTS 6
EU equivalence — global banks need one audit primitive.
[European Union] FRIA requirement
Fundamental rights impact assessment for public/high-risk — exhibit pack maps to FRIA.
[European Union] PLD strict liability
Dec 2026 product liability directive — software and AI explicitly included.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.
7 mandate layers (live)
Regulatory Clock
Countdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.
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Domain Classifier
Industry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.
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Exhibit / Filing Pack
Regulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.
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Mandate Registry
Enroll deployers/insureds under vertical-specific governance mandate.
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Bind / Action Gate
ALLOW/BLOCK before consequential action — bind policy, sell loan, deactivate worker.
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Compliance Certificate
Deployer-facing downloadable cert — forward to counsel, auditor, regulator.
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Actuarial / Risk Feed
Anonymized asymmetry signals for pricing, reserving, reinsurance correlation.
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