Article 36 IHL review requires human judgment documentation — receipt or war crime inference
—DoD Directive 3000.09 autonomous weapons review
Regulatory exposure — commonly overlooked:
Prime contractor integrates vendor AI — prime owns LOAC violation, vendor owns ITAR technical data rights. · Florida property insurers using AI for claims while Citizens backs up market — AI claim denial = political lightning rod.
TAM / Exposure
DoD AI budget $1.8B+ · LAWS accountability
Insurance lines
Defense contractor E&O · Political risk
Exhibit authority
Florida OIR AI Pack — Lethal Autonomous Systems Human Control Pack
Global leaders
DoD · Anduril · Palantir · NATO · UN CCW · Florida OIR · Citizens Property · Universal Property
Meaningful human control
DoD 3000.09 requires human 'in the loop' — receipt proves loop existed at decision time.
ITAR exposure
AI targeting assistance to foreign nationals — receipt chain for export control audit.
Contractor insurance
Defense E&O excludes autonomous decision without documented oversight.
[Florida] Hurricane claims AI
Post-Idalia/Ian claims AI scrutiny — bad faith with AI lowball estimate.
[Florida] Surplus lines
Florida largest homeowners market collapse — AI underwriting receipt mandatory for OIR exam.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.
7 mandate layers (live)
Regulatory ClockCountdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.Open →
Domain ClassifierIndustry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.Open →
Exhibit / Filing PackRegulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.Open →
Mandate RegistryEnroll deployers/insureds under vertical-specific governance mandate.Open →