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legal_gov · FERPA · Title VI · EU AI Act Annex III
Education / Admissions
Same Mobley logic as hiring — filtering = discrimination agent
—EU AI Act Annex III — education
Regulatory exposure — commonly overlooked:
Legacy preference algorithms in discovery — universities cannot produce decision audit from 2019 cycle.
Title VI
Disparate impact in admissions AI — OCR investigation pattern established.
FERPA + AI
Student records in training data — receipt proves what model saw at decision time.
EU students
Annex III high-risk for EU university admissions — US schools recruiting EU students hit both.
7 mandate layers (live)
Regulatory Clock
Countdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.
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Domain Classifier
Industry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.
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Exhibit / Filing Pack
Regulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.
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Mandate Registry
Enroll deployers/insureds under vertical-specific governance mandate.
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Bind / Action Gate
ALLOW/BLOCK before consequential action — bind policy, sell loan, deactivate worker.
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Compliance Certificate
Deployer-facing downloadable cert — forward to counsel, auditor, regulator.
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Actuarial / Risk Feed
Anonymized asymmetry signals for pricing, reserving, reinsurance correlation.
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