← Mandate Registry · 7 mandate layers · payments
financial · PCI DSS v4.0 · Reg E · EU PSD2
Payments / PCI DSS
Reg E unauthorized transaction — prove customer authorized AI agent payment
—PCI DSS v4.0 continuous compliance
Regulatory exposure — commonly overlooked:
Issuer declines AI-authorized transaction — merchant needs receipt proving agent mandate existed.
PCI 4.0
Customized approach requires documented risk analysis — AI fraud model changes trigger re-assessment.
PSD2 EU
Strong customer authentication + AI agent = SCA exemption documentation required.
Chargeback
Reason code 10.4 — merchant proves authorization with cryptographic receipt chain.
7 mandate layers (live)
Regulatory Clock
Countdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.
Open →
Domain Classifier
Industry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.
Open →
Exhibit / Filing Pack
Regulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.
Open →
Mandate Registry
Enroll deployers/insureds under vertical-specific governance mandate.
Open →
Bind / Action Gate
ALLOW/BLOCK before consequential action — bind policy, sell loan, deactivate worker.
Open →
Compliance Certificate
Deployer-facing downloadable cert — forward to counsel, auditor, regulator.
Open →
Actuarial / Risk Feed
Anonymized asymmetry signals for pricing, reserving, reinsurance correlation.
Open →